Job Purpose
- Evaluate the client profile by conducting enhanced due diligence
during client acceptance stage, trigger events and periodic reviews, to
protect the Bank from any financial and regulatory implications. The role
will primarily involve ensuring thorough customer acceptance checks and
due diligence before onboarding increased risk clients in alignment with
the Bank’s policies and POCAML regulations. This role includes conducting
risk assessments to comply with Anti-Money Laundering (AML) and Know Your
Customer (KYC) requirements, resolving client business inquiries during
onboarding, and coordinating with internal teams for smooth client
onboarding by addressing any client-related issues proactively.
Key Responsibilities
- Assist team members in analyzing critical high-risk cases and
support in liaising with internal stakeholders to ensure closure of
transactions from enhanced due diligence perspective.
- Performing customer acceptance checks to ensure all client
documentation and due diligence meet the bank’s standards before account
opening or onboarding of increased risk clients
- Reviewing and advising on escalated cases by Unit Head / Business
Head. Ensuring the timely blacklisting of rejected cases from Due
Diligence perspective.
- Maintaining MIS and registers of EDD cases and PEP portfolio of the
Bank. Performing case management by ensuring all submitted requests to
Compliance are timely addressed.
- Filtering cases and instances raised by Business which do not fall
under Compliance remit and provide due guidance to Business.
- Providing Compliance advisory in conjunction with the Bank’s CDD
Policy and Procedure to Business and Operations.
- Assisting in creating management reports periodically. Assisting in
timely and duly complying with CBK reporting requirements.
- Conducting Compliance training sessions as per the annual training
program as well as need basis.
- Participating in periodic system reviews, implementation of new
systems or redefining the controls in the existing ones.
- Participating in Policy and Procedures review from Due Diligence
perspective.
- Conducting quality assurance checks on quarterly basis to ensure
compliance operations are in line with approved internal policies,
processes and guidelines.
- Ensuring compliance with relevant regulatory requirements such as
AML and KYC policies and following up on any incomplete documentation with
clear timelines for resolution.
- Escalating suspicious activities or potential compliance breaches to
appropriate authorities within the bank Maintaining accurate records of
client acceptance activities and reporting to senior management on
compliance and operational efficiency. Serving as a back-up to other staff
assigned with equivalent roles.
Job Specification
- Education Bachelor’s degree and professional
qualification in Financial Crime Compliance field such as CAMS, ICA etc.
- Work Experience Minimum of 3-4 years’ experience
in Client due diligence Possess overall banking experience in financial
products & processes such as General Operations, Branch Management.
Competencies
- Technical Analytical Ability Compliance Policy design and
development Governance and Risk Management Sanctions Compliance Management
Anti Money Laundering Risk Management
Behavioral
Think & Act Customer Business & Strategic Acumen Ownership &
Accountability Change & Innovation Agility Plan & Execute to Excel
Digital Mindset
How to Apply
Please
send your CV and cover letter to careers@dibkenya.co.ke by Wednesday,
11th March 2026 Quoting the Job Title as the
Subject of the email application.
