Job Purpose
Reporting to the Branch Manager, the Business
Development Officers will be responsible for delivering business performance
through marketing of the Bank products while ensuring optimum productivity,
quality loan book, operational efficiency and relations management.
Key Responsibilities
- Support the credit function of the Branch by ensuring
growth of a high quality loan book as per set targets.
- Develop good customer loan facility proposals that
comply with the Bank’s credit administration standards and policy.
- Market new liability accounts in line with the given
targets – Deposit mobilization.
- Identify and understand specific client needs and
deliver on time in line with the Bank’s policies and procedures.
- Keep abreast with new developments in customer
preference and advice management on relevant changes.
- Manage customer relations under personal portfolio and
ensure that lasting relations are established with all clients.
- Ensure turnaround time as per the Service Level
Agreements when providing service to customers.
- In liaison with credit administration unit, ensure
timely renewal of insurance policies for assets charged as security and
timely updates of valuation reports for properties held as security for
loans extended by the Bank under personal portfolio.
- Effective monitoring of loan repayments, mitigating
risks related to default and periodically reviewing the loan portfolio to
manage likely problem areas.
- Ensure regulatory compliance and implementation of
effective anti-money laundering procedures and controls.
- Ensure timely submission of management reports.
Qualifications and Competencies
- Possess a bachelor’s degree in a business related field.
- Possession of professional banking qualifications such
as AKIB, ACIB or CPA will be an added advantage.
- Must have a minimum of three years’ relevant working
experience in the banking industry.
- Should possess strong credit risk management skills.
- Should have strong customer service orientation and
commercial awareness.
- Should have excellent interpersonal, and negotiation
skills with the ability to network, generate new business and develop
strong business relations.
- Should have good knowledge of the Central Bank of Kenya
Prudential guidelines and also the Bank’s KYC policy
How To Apply
Qualified and interested candidates who meet the
above requirements should send their application in HARD COPIES quoting
the title of the position applied for on the cover letter and envelope,
together with a detailed Curriculum Vitae, copies of certificates and the
contact information of three referees to:
The Head of Human Resources
Consolidated Bank of Kenya Limited
P.O. Box 51133 – 00200
NAIROBI
All applications should be sent through the above
address ONLY, and received no later than 5.00 p.m. on Thursday, 1st
August 2024. Only selected candidates will be contacted.
