Credit Officer Job in Kenya

Ital GLOBAL – We are a comprehensive Human Capital and Quality Management Consultancy firm dedicated to helping organizations just like yours with their HR and Quality Management requirements. We believe in creating productive and fruitful relationships with our clients by adding value to your business to ensure that you get the very best return on your Human Capital spend. Our Human Capital solutions, advice and guidance are uniquely designed and shaped around your exact requirements and objectives. They will fit with your culture and the business challenges that you currently face.

About the Client:

Our client is a leading innovative construction solutions provider in East Africa who has a proven track record of performance driven by solid knowledge and experience in the construction industry and is seeking to hire a Credit Officer to manage credit operations efficiently.

Key Responsibilities and Duties


  • Evaluate the creditworthiness of potential customers by analyzing financial statements, credit reports, and payment histories.
  • Make informed decisions on credit applications, setting appropriate credit limits and terms in line with company policies.
  • Build and maintain positive relationships with customers to facilitate timely payments and resolve any credit-related issues.
  • Monitor outstanding balances and follow up with customers to ensure prompt payment, utilizing appropriate collection techniques.
  • Identify and mitigate credit risks through proactive monitoring and regular review of customer accounts.
  • Maintain accurate records of credit transactions, including credit applications, approvals, and collections activities.
  • Prepare regular reports on credit performance, aging analysis, and bad debt provisions for management review.
  • Ensure compliance with regulatory requirements and internal controls related to credit operations.

Qualifications and Requirements

  • Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
  • Proven experience of at least 3 years in credit management or a similar role, preferably in the Insurance, Sacco’s or Microfinance industries.
  • Sound knowledge of credit principles, financial analysis, and risk assessment techniques.
  • Familiarity with credit management software and financial modeling tools.

Competencies and Skills

  • Credit Analysis skills
  • Customer Relationship Management skills.
  • Risk Assessment skills
  • Strong verbal and written communication skills
  • Good Organizational Skills
  • Strong analytical and problem-solving skills.
  • Attention to Detail

How To Apply

Interested applicants should send their detailed CVs and cover letters quoting the job title (CREDIT OFFICER- MANUFACTURING) as subject to reach us not later than 25th July 2024 to careers@italgloballtd.com.

Only the shortlisted candidates will be contacted. Interviews will be conducted on a rolling basis.