Job Description
To own the end-to-end strategy,
performance, and lifecycle of Lending products at country level. Drive market
positioning, growth acceleration, and profitability targets. Makes high-impact
decisions on pricing, risk, investments, and partnerships while championing
innovation and digital transformation.
Qualifications
Type of Qualification: First Degree
Industry: Banking & Financial Institutions
Experience Required
8-10 years
Core Competencies
Strategic Ownership, Execution
& Delivery
- Owns the end-to-end Lending strategy, translating market
insights into actionable plans. Drives execution with measurable impact,
ensuring initiatives deliver growth, profitability, and ROE targets.
Analytical & Insight-Driven
and Data-Driven Decision Making
- Leverages advanced analytics and competitor intelligence to
diagnose portfolio performance, identify growth levers, and make
high-impact decisions that shape lending economics.
Leadership, Accountability &
Prioritisation in Dynamic Environments
- Operates with autonomy and authority, taking full ownership of
outcomes. Demonstrates agility in prioritising high-value initiatives and
influencing cross-functional teams to deliver results.
Ability to Create Compelling
Propositions and Customer Centric Mindset
- Transforms insights into innovative lending solutions that
resonate with customer needs, embedding personalisation and digital-first
experiences to enhance client satisfaction.
Commercial Acumen &
Financial Stewardship
- Deep understanding of lending economics, pricing strategies,
and profitability levers. Applies sound financial judgment to optimise
margins, manage risk-reward trade-offs, and grow the balance sheet.
Digital & Innovation
Leadership
- Champions digitisation and modern lending platforms to deliver
cutting-edge solutions. Drives adoption of digital origination and
automation to improve efficiency and client experience.
Regulatory & Risk Governance
- Influences governance forums and embeds proactive risk
management into product strategy. Balances innovation with compliance,
ensuring portfolio health and regulatory adherence.
Credit Strategy & Portfolio
Optimisation
- Demonstrates deep understanding of credit scorecards and
credit strategies to unlock growth opportunities within the portfolio,
enabling sustainable balance sheet expansion
Additional Information
Behavioural Competencies:
- Adopting Practical Approaches
- Embracing Change
- Generating Ideas
- Producing Output
- Seizing Opportunities
- Upholding Standards
How to Apply
