The successful candidate will be charged with the following responsibilities.
- Engage potential PAYGO customers to obtain necessary
information for credit evaluation.
- Analyze financial statements, credit reports, and relevant
data to assess creditworthiness, repayment capacity, and risk levels.
- Guide customers professionally through credit application
processes, explaining terms, conditions, and addressing inquiries.
- Implement effective credit evaluation strategies to identify
and mitigate potential credit risks.
- Review customer accounts for credit policy compliance and
recommend credit limits.
- Maintain accurate credit records and compliant documentation
and prepare detailed credit reports presented to the PAYGO Business
Manager.
- Maintain accurate, up-to-date records of credit assessments
and customer interactions, ensuring complete compliance with regulatory
standards.
- Collaborate with sales and finance for smooth customer
onboarding and credit approvals and verify customer information with field
officers as needed.
- Contribute to team meetings for improving credit policies and
procedures.
- Ensure adherence to company policies, procedures, and
regulatory requirements related to credit management, and stay informed
about industry trends and regulatory changes.
Qualifications and Experience:
- Bachelor’s degree in Finance, Accounting, Business
Administration, or related field.
- Minimum 3 years’ experience as a Credit Officer, Analyst, or
similar role.
- Familiarity with the water and energy solutions sector is
advantageous.
Critical competencies:
- Strong understanding of credit assessment, financial analysis,
and proficiency in related tools and software.
- High accuracy, attention to detail, and ability to work
independently and in teams.
- Analytical thinking, problem-solving skills, and handling
confidential information with integrity.
- Customer-oriented with a strong commitment to excellent
service and effective time management
The successful candidates will join a dedicated team
of specialists in the water and energy sectors which have
significant potential for future growth. The job will provide a challenging and
stimulating work environment with excellent growth opportunities for the
successful candidate.
How To Apply
