Job Summary
- The Credit Administration Officer is responsible for the
end-to-end process of client onboarding and loan application processing,
ensuring the accuracy of client information and evaluating
creditworthiness. This role involves a thorough assessment of client
applications and adherence to compliance and risk management standards.
Responsibilities
Client Onboarding:
- Receive and welcome new clients.
- Collect and maintain accurate client information and
documentation.
Verification of Personal and Business Information:
- Verify the accuracy and completeness of client-provided
personal and business information.
- Ensure compliance with legal and regulatory requirements.
Credit Analysis:
- Analyze the financial data of clients to determine their
creditworthiness.
- Pull and review credit reports to assess credit risk.
NTSA Searches, In-Charges, Transfer of ownership a:
- Conduct NTSA searches, review in-charges, and accept transfer
of ownership (Asset finance) for due diligence purposes.
- Process Discharge of logbook after loan clearance and Approval
from the Credit Administration Manager.
Loan Application Assessment:
- Make recommendations on loan applications, including
approvals, declines, or adjustments.
- Issue Offer Letters to clients.
Valuation &Cartrack Instructions:
- Issue valuation instructions for the appraisal of clients’
collateral (e.g., vehicles).
- Issue Cartrack instructions for monitoring movements (e.g.,
vehicles).
Valuation Report & Cartrack Certificates Review:
- Receive and evaluate valuation reports and recommend loan
amounts based on the Forced collateral value.
- Verify Valuation Invoices and recommend for payment through
the Credit Administration Manager.
- Receive and evaluate cartrack certificates reports and verify
through the GPS system.
Document Management:
- Safeguard and record original logbooks from branches/Credit
Sales Officers.
- Assist in the collection and processing joint logbooks from
NTSA.
Loan Document Handling:
- Receive, verify, and securely file loan documents for safe
custody.
- Process collateral release requests after proper
verification/Loan Settlement with Approval from the Credit Administration
Manager.
Insurance Verification:
- Request Insurance Quotes and processing Insurance Premium
Financing (IPF) Loans.
- Verify insurance coverage related to clients and their
collateral.
- Process documentation for insurance accident claims when
necessary.
Credit Underwriting Verification of;
- All signed documents
- Cartrack GPS Movement
- Confirmation of Insurance Financial Interest
- NTSA Confirmation
- Creation of Loans and have all documents uploaded via core
banking system
Assisting Collection team
- Preparation of Letters
- CRB update
- Collateral release after Auction sale.
- Invoices: Preparation of
Service provider(s) invoices in line to credit and recommending for
approval through the Credit Administration Manager/CEO.
- Any other duty that may be requested by the management.
How To Apply
