Job Purpose
The job holder is responsible for
ensuring that the overall risk management framework is continually improved and
effective, with an aim of ensuring that the Bank operates within its risk
appetite to ensure low risk profile.
Key Responsibilities
Operational Risk Management
Assist in development of operational
risk mitigation strategies for the bank’s critical risks and for monitoring the
risks
Monitoring and reviewing
Support process owners and risk
champions with identification of key risk indicators in their respective
functions aimed at mitigating those risks
Operation Risk Mapping & Risk
registers update
Assist in development and
communication of operational risk management tools including RCSA and incident
reporting
Continuously updating and monitoring
Incidents emanating from branches and departments
Financial Risk Management
Conducting regular CAMEL rating
analysis on banks performance
Conducting regular Credit portfolio
analysis including concentration risk, performance analysis and stress testing
and advise management accordingly
Assist in regular updating of the
bank’s capital adequacy document (ICAAP).
Conduct risk review of new products
Weekly data update on Bonds
Var and Bonds MTM – reporting based on the existence of FVOCI/PL
Bonds
Daily Counterparty Limits Monitoring –
reporting based on escalation need and monthly management reports
Annual deposits Behavioral
Analysis
Monthly reports on key risk Indicators
as detailed in the handover notes.
Monthly and Quarterly reports
on Fx VAR, KDIC Camel rating, industry analysis and peer analysis
Design and implement overall
operational risk management and business continuity process for the bank.
Conduct audits of policy and
compliance to standards, processes and procedures.
Assist in review of existing policies
and procedures
Conduct ad hoc analysis and
assessments
Ensure quarterly collection of data on
the KRIs
Credit Risk Management
Conduct credit portfolio analysis
including stress testing, concentration risk and performance analysis
Prepare updates on the current and
emerging risk exposures within the bank’s own portfolio and across the market
Continuous update of the Risk
Registers on credit risk
Assist management in defining and
propose revisions of risk appetites for credit risk
Preparation of risk self-assessment
checklist
Ensure quarterly collection of data on
the KRIs for credit risk
Conduct ad hoc credit analysis and assessments
Follow up for closures of issues
raised from the assessments
Recommend improvement in credit risk
appetite, process, procedure and policies
Qualifications
University degree in a relevant
business discipline e.g. business administration or finance
At least three (3) years’ experience
in a financial sector
Sound understanding of operational
risk management
Ability to understand and interpret
financial information and principles
Proficient in excel
Thorough understanding of CBK
regulatory framework and Anti Money Laundering regulations
Good analytical skills
Good Organizing and planning skills
Highly effective communicator with
excellent interpersonal and motivational skills
How To Apply
