Job Title: Relationship Manager – Credit
Date Posted: 08/07/2026
Job Type: Full Time
Employer: Equity Bank
Industry: Finance
Salary: Open
Location: Nairobi
Country: Kenya
Deadline: 14/07/2026
Looking for a finance job in
Kenya? Equity Bank is hiring a Relationship Manager – Credit skilled in credit
analysis, portfolio management, debt structuring, and customer relationship
management.
Job Purpose:
The Holder of the role shall oversee Credit Risk Underwriting duties within the branch.
The Branch Credit Manager is responsible for overseeing the credit operations within the branch, ensuring the effective management of credit risk, and maintaining the quality of the loan portfolio. This role involves evaluating loan applications, making credit decisions, and ensuring compliance with the bank’s credit policies and procedures.
Key Responsibilities
- In charge of Credit
underwriting process and chair of the Branch Credit Committee (B.C.C).
- Responsible for all
credit reports such as PAR analysis, Portfolio distribution. reports,
monthly credit reports, and any other information required by the Branch
Manager.
- Co-ordinate
perfection process from branch through head office and legal Department.
- Monitor adherence
to the Bank SLA with various stakeholders along the credit process.
- Enforce compliance
to all credit policies and procedures and other regulatory Policies at the
branch.
- Overseeing proper
customer records and documents management in the branch.
- Verification of
branch system transactions relating to credit activities.
- Proactively support
the Relationship Manager – Business in managing portfolio quality and
minimize delinquency.
- Credit Evaluation:
Assess and evaluate loan applications to determine creditworthiness and
risk.
- Decision Making:
Approve or recommend credit decisions within delegated authority limits.
- Customer Service: Provide
excellent customer service by addressing client inquiries and resolving
credit-related issues.
- Reporting: Prepare and
present credit reports and analysis to senior management.
- Training: Provide
training and guidance to branch staff on credit policies and procedures.
- Liaison person between
the branch and regional office credit function.
- Perform any other duties
as assigned from time to time.
Qualifications
Qualifications, Experience
& Competencies
- Bachelors’ Degree in a
finance or related field.
- At least 8 years of
relevant working experience, with 3 of these having been in a Credit admin
role.
- Thorough
understanding of the Bank’s Lending strategy across various
segments/sectors.
- Proven Credit Risk
Management track supported by good underwriting skills.
- In-depth
understanding of credit risk assessment, loan processing, and regulatory
requirements.
- Relevant certifications
in credit management or banking are a plus.
How
to Apply
