Investment Officers Jobs in Kenya

Job Title: Investment Officers

Date Posted: 07/07/2026

Job Type: Full Time

Employer: Inkomoko

Industry: Finance

Salary: Open

Location: Kakuma

Country: Kenya

Deadline: 12/07/2026

Looking for a finance job in Kenya? Inkomoko is hiring Investment Officers in Kakuma skilled in business loan underwriting, financial analysis, credit risk assessment, portfolio management, and MSME growth support.

Responsibilities

Inkomoko Kenya Investment Officer is responsible for the items below:

Due Diligence & Investment Preparation (60%):

Respond to inquiries from prospective borrowers; support them to apply for our facility/investment products.
Introduce the investment products to entrepreneurs, explaining the requirements for repayment and the seriousness of taking on debt financing.
Conducts investment appraisal, collects detailed information (personal, business, and guaranties), and arranges to open a new investment account.
Prepares and executes investment contracts and arrange for disbursement of investment in kind.
Conduct due diligence on prospective borrowers, including site visits, document preparation, coordination with the Business Development Advisors and Business Associates, etc.
Communicate all materials to the Portfolio Manager, and assist in preparing credit reports for Investment Committee meetings.
Take photos of entrepreneurs, have them sign photo waivers, and ensure entrepreneurs’ stories are posted on the Kiva platform for fundraising with all correct information.

Portfolio Management (20%)

Offer excellent customer service through daily conversations, correspondence, and site visits as needed to maintain strong positive relationships with borrowers.
Work with the Inkomoko Kenya Business Development Services team to ensure borrower success, and Visit clients for monitoring.
Maintain both delinquency and default rates below set rates during yearly goal setting,
Track information about borrowers and communicate effectively with key stakeholders about client status.
Actively participate as a key staff in the weekly Portfolio Review Meeting.
Maintain a tracking system of borrower payments and contact information.
Work with the Finance & Admin team to produce invoices for payments and monthly reconciliation of investment department transactions.
Interact with government leaders, court systems and others for follow up on lack of payments.
Ensure that we are adhering to the requirements of our Kiva partnership, including reporting and journaling.
Other duties as assigned by supervisor

Investment Management System (20%)

Update both disbursements and investment repayments in the Investment Management System (LMS-powered by odoo)
Maintain and demonstrate proficiency with investment software applications
Work with system providers to utilize applications to fullest capacity, streamlining processes and procedures, ensuring accuracy and compliance
Assist with system parameters and design to meet the needs of multiple departments.
Manage user security access
Ensure proper segregation of duties, develop and maintain work flows for all stages of investment
Advise the Management team how to automate key lending processes
Supervise all aspects of the investment operations. This supervision includes posting of payment, payoffs, and balancing, disbursing investment funds
Ensure lending team is provided with updates and procedural changes
Participates in the review and recommendations of operational systems and procedures
Successfully interact with lending staff to improve accuracy and efficiencies of Investment management system
Prepare related reports and administer the system
Other duties as assigned by supervisor

Requirements

Investment officer will be a trusted partner of Inkomoko Kenya clients, and basic qualifications Include:

University degree in Finance or other related field,
Must speak fluent English and Swahili.
Experience in Islamic lending and practice is an added advantage,
Strong financial and accounting skills; familiarity with business financial policies in Kakuma.
Experience in investment management, microfinance, capital leases, and access to finance for Micro businesses and SMEs is STRONGLY preferred,
Prior experience dealing with customers/debt,
Prior experience in a lending environment,
Experience providing business advice to entrepreneurs,
Prior experience in Investment management system software,
Decisive individuals with ability to deliver unpleasant messages to the debtors and assertive enough to get the debtors pay off the entire debt,
Experience in managing difficult clients and reaching positive outcomes,
Very strong attention to details and good follow through,
Comfort with the civil court system, and previous experience in litigation preferred,
Unrelenting perseverance, personal integrity, and critical thinking skills,
2+ years of work experience in relevant or applicable field,
Must be able to legally work in Kenya.