Principal Officer Job in Kenya - Fortune Credit

Job Purpose

The Principal Officer will support the effective day-to-day operations of Fortune Credit Limited by ensuring compliance with internal policies, regulatory requirements, operational procedures, and service delivery standards. The role focuses on coordination, monitoring, reporting, and execution of assigned operational and compliance-related functions to support business objectives and risk management

Key Duties And Responsibilities

Operational Support

  • Support the implementation of operational policies, procedures, and internal controls across assigned functions or branches.
  • Coordinate daily operational activities to ensure smooth service delivery and adherence to approved processes.
  • Monitor turnaround times, service quality, and customer experience, escalating issues where necessary.
  • Assist in streamlining workflows and improving operational efficiency.

Compliance & Regulatory Support


  • Support compliance with CBK guidelines, MFI regulations, AML/CFT requirements, and internal compliance frameworks.
  • Assist in maintaining accurate regulatory records, reports, and compliance documentation.
  • Support internal audits, regulatory inspections, and compliance reviews by providing required information and follow-ups.
  • Report any compliance gaps, risks, or breaches to the supervisor promptly.

Risk Management & Controls

  • Assist in identifying operational risks and recommending mitigation measures.
  • Ensure adherence to internal controls, approval limits, and segregation of duties.
  • Support fraud prevention initiatives through monitoring and reporting suspicious activities.

Reporting & Documentation

  • Prepare periodic operational, compliance, or performance reports as required.
  • Maintain proper documentation, records, and filing systems in line with policy and regulatory standards.
  • Support data accuracy and integrity in operational and management reports.

Stakeholder & Team Support

  • Liaise with internal teams including credit, finance, HR, and customer service to ensure coordinated operations.
  • Provide guidance to junior staff on procedures and operational requirements where assigned.
  • Support customer issue resolution escalated from front-line staff.

Continuous Improvement

  • Participate in process improvement initiatives and special projects as assigned.
  • Keep abreast of regulatory changes, industry best practices, and internal policy updates relevant to MFIs.
  • Perform any other duties assigned in line with the role and business needs.

Qualifications & Experience

  • Bachelor’s degree in Business Administration, Finance, Economics, Accounting, Banking, Law, or a related field.
  • CPA (Part I/II), ACCA, CAMS, CIFA, or any relevant MFI/Banking certification will be an added advantage

Experience

  • Minimum 2–4 years’ experience in a Microfinance Institution, SACCO, Bank, or regulated financial services environment.
  • Experience in operations, compliance, credit administration, or risk management is an added advantage.

Key Competencies & Skills

  • Strong understanding of MFI operations and regulatory environment
  • High attention to detail and accuracy
  • Good analytical and problem-solving skills
  • Strong reporting and documentation skills
  • Integrity, confidentiality, and ethical conduct
  • Good communication and interpersonal skills
  • Ability to work with minimal supervision
  • Proficiency in MS Office and core banking systems

How to Apply

To Apply send CV and cover letter to recruitment@fortunecredit.co.ke