Financing Analysts position at Premier Bank ensuring financing proposals are complete and consistent with Bank’s policies, requiring a Bachelor’s degree in Business or related field with 5 years relevant work experience, in a banking environment, on-site role.
Key Responsibilities:
- Ensuring that the financing proposals are complete, correct and
consistent with Bank’s established policies/procedures and are within the
Shari’ah guidelines and CBK prudential guidelines.
- Preparation of required statutory reports (CBK & CRB) and other
reports as may be required by the bank’s management.
- Supporting business units with on time responses and ensuring set
TAT are achieved and maintained;
- Instituting and overseeing the timely disbursement of facilities
while ensuring adequate controls.
- Scrutiny of all required docs for the facility i.e. Check for
:
- Customer’s application letter and required documents
- KYC documents e.g national ID, Pin etc
- FLP
- Maintain record and track of the facility applications.
- Verify and prepare post LOO functions.
- Conducting competitor analysis and research to ensure continued
market competitiveness and relevance of the bank.
- Keeping the relationship of branch financing officers abreast of the
key financing issues/changes so as to improve relationship management.
- Supporting business units branch disbursement bookings on time
responses and ensuring set TAT are achieved and maintained
- Maintaining a high quality of the assigned financing portfolio and
the entire asset book with proper risk evaluation, proposition of timely
corrective action to secure Bank’s interest.
- Timely tracking and follow ups of Facility proposals emanating from
the business units for next level of approval within the agreed turnaround
times.
- Undertaking other tasks as assigned from time to time by Head of
Financing, immediate supervisors and other Management Team of the bank.
Qualifications:
- Hold a Bachelor’s Degree in Business, Accounts related,
Administration or related field. Master’s degree an added advantage.
- Diploma in Banking and/or Professional Banking/CPA (K)
qualifications a plus.
- Have a minimum of Five (5) years relevant work experience, with
proven result-oriented track record.
- Have strong customer service orientation/experience.
- Experience in Business development and banking operations
Competencies &
Attributes:
- A thorough understanding of the Bank’s financing policy and CBK
prudential guidelines.
- Interpersonal skills to effectively communicate with and manage
expectations of customers and other stakeholders.
- Analytical skills, understanding and interpretation of facilities as
structured and options available in the process of structuring plans for
turning around non-performing loans.
- Knowledge and effective application of all relevant banking
policies, processes, procedures and guidance to consistently achieve
required compliance standards or benchmarks.
- Planning and organizing skills for effective planning and execution
of tasks and deliverables within timeframes and budget.
- Excellent written and oral communication skills for effective
relationships with different stakeholders;
- Quality orientation to ensure consistency in adhering to and uphold
performance standards for Service Level.
- Agreements and quality of documentation.
- Self-empowerment to enable development of open communication,
teamwork and trust that are needed to support performance and
customer-service oriented culture.
How to Apply
