Key Responsibilities:
- Ensure compliances with agreed TAT on issuance of release
letters
- Ensure there is timely cross checking and Sign off Documentation
checklists to facilitate release orders by SDC.
- Manage the end-to-end loan booking process for both Retail and
Corporate ABF loans.
- Ensure Bank policy regarding prudential guidelines is observed
- Update the ABF Manuals and policies in Liaison with the relevant
units to suit the business
- Reviewing the processes in the unit to determine any possible areas
where an operational loss can occur and do a return to unit head inclusive
of action plan.
- Reporting any operational loss to Operational Risk Management
Department.
- Ensure that the non-performing book does not exceed the agreed
percentage of the total book by the bank / division, through review and
querying of Credit reports on status of ABF and IPF Loans and partnership
ship meeting to discuss progress.
- Monitoring of status of various ABF and IPF accounts, and calling
for action by Credit support, Portfolio Managers, Branch managers where no
actions have been taken.
- Ensure there is provision of efficient customer service to all
clients (internal and external).
- Collating the reports for the unit in liaison with ABF-RM’s, Dealer
relationship desk documentation & securities section – Disbursement,
Approvals, Dashboard, Annual Budget/Targets
Job Requirements
- A University Degree from a recognized institution
- 7 years’ banking experience in Financial/banking,
- 5 years of which should be in Asset Based Financing.
- 3 years’ experience in loan administration, asset monitoring &
tracking systems.
- 3 years’ experience in Portfolio performance reporting &
Insurance premium financing mechanics.
- 3 years’ experience with loan & facility Documentation (loan
agreements, facility offer letters, term sheets, security documentation),
pre- and post-disbursement controls.
- Hands-on experience with collateral registration (e.g., vehicles,
equipment, receivables), charge documentation, deeds of assignment
(receivables, insurance policies), Logbook loans / chattel mortgages,
debentures (fixed & floating charges) and their legal
enforceability. As well as Insurance Premium Financing (IPF)
Documentation
- Entrepreneurial and Commercial thinking
- Excellent research, analytical, and problem-solving skills.
- Integrity & courage to challenge actions within various business
units and the status quo.
- Strong persuasion, management and communication skills
- Strong organizational skills
- Excellent stakeholder management skills
- Creative approach, with the ability to anticipate challenges and
develop innovative solutions;
How to Apply
