Job Summary
Responsible for participating in vetting risks
through survey to ensure that only quality business is accepted into the
company at acceptable terms and continuous appraisal of risk exposures for
existing risks in our books as well as advising on new risk trends to ensure
profitability and achievement of the set loss ratio targets.
Key Responsibilities
Risk assessment at insurance application for selected
risks to determine their acceptability or otherwise and to guide underwriters
on the exposure(s) inherent in the risk(s).
Review of our book to determine/profile risks to be
surveyed.
Liaison with Business development team, underwriters,
and intermediaries to conduct risk surveys.
Collate and assess risk information on site,
including capturing photographic evidence, estimating the nature, size and
frequency of possible losses considering the proposed/insured risks and all the
business aspects of the client.
Advise clients on-site and discuss opportunities and requirements to reduce the risk of future insurance claims.
Preparation of survey reports and communication of
Risk improvement recommendations suitable for risk mitigations
Follow up on implementation of risk improvement
recommendations and do re-surveys where applicable.
Develop safety programs compatible with customer
needs and resources aimed at mitigating possible losses.
Training on risk management to staff from time to
time.
Qualifications
Bachelor’s degree in engineering (preferably civil
engineering)
Insurance or risk management knowledge will be an
added advantage
Experience
One year experience in a similar role
Competencies
IT literacy
Communication skills
High standards of integrity
Professionalism
Problem-solving skills
Applying expertise and technology
Team player
How To Apply
If you meet the above requirements, you are
encouraged to forward your application and updated CV to vacancies@heritage.co.ke by 14th July, 2024. Clearly
state the job title on the subject heading.
