About Us
Sper
Microenterprise Ltd is a fast-growing microfinance institution committed to
empowering individuals and small businesses through accessible financial
solutions. We pride ourselves on integrity, innovation, and customer-centered
service delivery.
We are
looking for a dynamic and results-oriented Loans Officer / Debt Collector to
join our team. The successful candidate will play a key role in client
recruitment, loan management, and recovery operations, ensuring a healthy loan
portfolio and excellent customer experience.
Key Responsibilities
- Identify, appraise, process, and manage loan
applications in line with company credit policies.
- Conduct client recruitment, site visits, and
financial assessments.
- Prepare and present loan applications to the
credit committee.
- Ensure accurate documentation and timely loan
disbursement.
- Monitor borrower performance and take proactive
recovery actions.
- Contact clients through calls, SMS, emails, and
field visits to recover outstanding payments.
- Negotiate repayment arrangements and maintain
detailed records of all collection activities.
- Escalate non-performing accounts to the legal or
external collection teams as needed.
- Prepare and submit weekly and monthly
performance reports.
- Collaborate with the credit and operations team
to maintain portfolio quality and client satisfaction.
Qualifications
& Experience
- Minimum Diploma in Finance, Accounting,
Economics, Business Administration, or a related field.
- At least 2 years of experience in credit
operations, loan management, or debt collection—preferably within the
microfinance or banking sector.
- Sound understanding of credit appraisal, loan
disbursement, client management, and debt recovery processes.
- Excellent communication, negotiation, and
problem-solving skills.
- Ability to work under pressure, both in the
office and in the field.
- High integrity, accountability, and
professionalism.
Why Join
Us?
- Opportunity to grow in a performance-driven
financial institution.
- Supportive work environment with continuous
learning.
- Competitive remuneration and performance
incentives.
How to Apply
Send
your CV and cover letter to levsonlevson@yahoo.com with
the subject line:
“Application
– Loans Officer / Debt Collector”
Deadline:
November 7, 2025
Only
shortlisted candidates will be contacted.
